We’re building ChipX

We’re limiting first membership to 5,000 people.

Build it with us and access it from £2 a month.


This last year has been a big one at ChipHQ. We broke the record for the biggest crowdraise in UK history, grew to 90,000 users & even helped people save up for everything from engagement rings to holidays.

But this year is going to be bigger. And we want you to be a part of that.

You may have heard of ChipX. It’s a bigger, better version of Chip and we want you to build it with us.

ChipX enables savers to save better, & those who use Chip to spend better to… well, spend even better.

Have a look below what we’d like to include and sign up for first access.


Become a member of ChipX to access:

Please note! Membership is limited to 5,000 people.

Save better:

🏆 Multiple goals (segment your savings into different goals and track your future)

⚡️ Instant Saves (no more 4 day pending times, the save lands in your account instantly)

🤩 IFTTT integration (connect Chip with IFTTT and save automatically without limits)

👫 Squad goals (save up together and track each others’ progress)

📞 Chip Concierge (exclusive inapp concierge service just for you offering financial plans and strategies)

📃 Statements (request a PDF statement of your saves at the tap of a button)

Better returns:

🔐 Lock-in bonus (automatically adding 0.25% interest if you don’t withdraw for 90 days)

Extended over your finances:

👫SmartDeals (we’ve partnered with other fintechs and prenegotiated you great deals for insurance, energy & credit)

With limited edition:

⏺ Actual Sticker pack delivered to you (Yep. Real actual stickers. We pride ourselves with the best stickers in Fintech and now you can too. Only 5,000 printed so get yours.)

⚫️ XDark mode (turn your Chip screen black and gold…)


We will close access as soon as 5,000 people have signed up:

Register below and confirm your spot. You will then be the first upgraded and your monthly fee will automatically come out of our saves.