Chip is here to help!

Meet Chip. The free iOS & Android app that is revolutionising how people use their money.

Chip connects to your bank account and automatically moves a small amount of money into your Chip Account.


How can CHIP help?

  • Improve your financial health

  • Create emergency fund

  • Connect Chip to your bank account and save

  • Stash away money and hit your goal without trying

  • Get out of your overdraft

Start with a 3% bonus with the code โ€œSTASH123โ€


What is CHIP?

Chip is an app designed to help you put some money away and feel good about it. It's an automatic app which does all the hard work to make stashing away money as easy as spending it.

Chip puts money away for you in an intelligent way, based on your spending behaviour. The algorithm calculates how much you can afford to transfer into your Chip account, without having an impact on your life. Chip automatically transfers small amounts of money from your current account into your Chip account, every few days.

On top of your 3% you can get 1% on your stash for every friend you invite (up to a maximum of 5%). You can also break open the piggy bank anytime, making Chip one of the best instant access accounts around. And the chirpy chatbot interface makes it all a bit of fun. ๐Ÿ˜Ž


This is how it works

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Connect Chip to your current account. ๐Ÿ”Œ

Give Chip read-only access to your current account (your details are protected using 256-bit bank-grade encryption).


Chip securely connects with Barclays, HSBC, Santander, Lloyds, NatWest, Nationwide, RBS, TSB, Halifax, First Direct, Co-operative Bank and Metro Bank accounts.

Stash away money automatically and hit your goals without even trying. ๐Ÿ†


Chip's AI-powered algorithm calculates how much you can afford to put away, and puts it away for you automatically.

Get out of your overdraft. ๐Ÿš€

You can put money away even when you're overdrawn, making it easier to build up a pot and use them to pay off your overdraft all in one go.

Proudly in partnership withโ€ฆ